Why Agentic Payment Logic Belongs at the Payment Layer and What It Means for Merchant Control in an AI‑Driven Economy
Earlier this year, Google introduced the Universal Commerce Protocol (UCP), an open standard designed to enable AI agents, businesses, and payment providers to communicate and transact through a shared framework. Then came Universal Cart, the company’s new intelligent shopping hub that brings products from across its ecosystem into a single, AI-powered destination. If you rewind a bit further, Adobe reported that traffic from generative AI tools to U.S. retail sites jumped nearly 1,300% YoY… [...]
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